Auto-insurers strive to quote lower premiums for their clients based on a driver’s risk level. Drivers are then incentivized to maintain good driving habits to control premium costs, lower accident rates, minimize number of claims and ensure savings for auto-insurance companies.

Usage-based insurance (UBI) programs continue to evolve, requiring advanced data analysis to accurately tie premiums to fleet performance and driver behavior. Galooli OTO helps insurance companies to translate performance and driver data into real costs.

Using sophisticated AI, Galooli synthesizes data about the vehicle’s status and performance and the driver’s behavior and history to provide straightforward insights for bottom-line results.

industry needs...


Pay-as-you-drive (PAYD) and Pay-how-you-drive (PHYD) based premiums

Track & Trace

Real-time vehicle status, location, and aggregated mileage

Stolen Vehicle Recovery

Accurate last transmitted location of vehicles to aid stolen vehicle recovery efforts

Driver Behavior

Accelerometer sensitivity configurable to businesses’ preferences


Information on restricted zone breaches

Flexible Auxiliary Integration

Integration of additional systems and sensors (e.g. breathalyzer)

MultiZON® Alerts

Alerts for simultaneous occurrence of multiple pre-set events

Data-based Actionable Reports

Easy-to-use data for future policy planning and risk evaluation

Returns on investment....